insureⓘ Find the right insurance today.
Insurei is an Australian insurance aggregator and comparison website.
Seek and find a comprehensive insurance policy by getting a quote with insurei. From home insurance to life insurance, and private health.
Why Choose insureⓘ?
We compare travel insurance policies for Australian travellers going overseas so you can easily find a suitable policy for your travel needs.
Trusted Providers
Travel Insurance Saver offer a range of travel insurance products, with Medical Only, Essentials, and Comprehensive products available on Insurei.
Easy and Convenient
Our user-friendly interface allows you to compare and browse insurance quickly and easily, all from the comfort of your home.
★★★★★
Australian insurance we compare!
Travel Insurance
What it is: Travel insurance protects you from financial losses during your trips. It covers unexpected events like trip cancellation, medical emergencies, lost luggage, and flight delays.
FAQs:
When should I buy travel insurance? Ideally, as soon as you book your trip.
What does travel insurance cover? Coverage varies, but common inclusions are medical expenses, trip cancellation/interruption, baggage loss/delay, and travel delays.
Is COVID-19 covered by travel insurance? Some policies offer specific COVID-19 coverage, check the details carefully.
Do I need travel insurance if I have a credit card with travel benefits? Credit card coverage is often limited; standalone insurance may offer better protection.
Health Insurance
What it is: Health insurance helps cover the cost of medical care, including doctor visits, hospital stays, surgery, and prescription medications. In Australia, it comes in two main types: private health insurance and Medicare.
FAQs:
What's the difference between private health insurance and Medicare? Medicare is Australia's public health system, while private health insurance offers additional benefits and choice.
What are the different types of private health insurance? Hospital cover, extras cover, or combined cover.
What is the Medicare Levy Surcharge? An extra tax for high-income earners without private hospital cover.
How do I choose the right health insurance policy? Consider your needs, budget, and compare policies from different providers.
Pet Insurance
What it is: Pet insurance helps cover the cost of veterinary care for your furry friends, including accidents, illnesses, and routine care (depending on the policy).
FAQs:
Why do I need pet insurance? Vet bills can be expensive; pet insurance helps manage those costs.
What does pet insurance cover? Coverage varies, but typically includes accidents, illnesses, and sometimes routine care.
Are pre-existing conditions covered? Usually not, so it's best to get insurance while your pet is young and healthy.
How much does pet insurance cost? It depends on your pet's age, breed, location, and the level of coverage you choose.
Home Insurance
What it is: Home insurance protects your home and belongings from damage or loss due to events like fire, theft, natural disasters, and accidents.
FAQs:
What are the different types of home insurance? Building insurance, contents insurance, or combined home and contents insurance.
What does home insurance cover? Typically covers the structure of your home, your belongings, and liability for injuries that occur on your property.
How much home insurance do I need? Enough to rebuild your home and replace your belongings.
Do I need home insurance if I'm renting? Yes, contents insurance is still important to protect your belongings.
Car Insurance
What it is: Car insurance provides financial protection if your car is damaged or stolen, or if you injure someone else in an accident.
FAQs:
What are the different types of car insurance? Compulsory Third Party (CTP), Third Party Property Damage, Third Party Fire & Theft, and Comprehensive.
What does CTP insurance cover? Only covers injuries to other people in an accident you cause.
What does comprehensive car insurance cover? Covers damage to your car and other people's cars and property, theft, and fire.
How much does car insurance cost? It varies based on your car's value, your driving history, and the level of coverage you choose.
Life Insurance
What it is: Life insurance provides a lump sum payment to your beneficiaries if you die. It helps your family financially during a difficult time.
FAQs:
Who needs life insurance? Anyone with financial dependents, like a spouse, children, or aging parents.
What are the different types of life insurance? Term life, whole life, trauma cover, total and permanent disability (TPD) cover.
How much life insurance do I need? It depends on your financial obligations, debts, and your family's future needs.
How do I choose the right life insurance policy? Consider your needs, budget, and compare policies from different providers.
